Interest free loan
With Pay in 3, there's zero interest and zero set-up fees*
Decision in seconds
You won’t have to wait to see if you’re approved
Backed by PayPal
Your purchases are covered by the same security and Buyer Protection you already enjoy from PayPal**
FAQ
PayPal Pay in 3 is an interest-free loan that lets you split your basket into 3 payments, with the first due at time of purchase and subsequent payments due every month on the same date. It’s a great way to spread the cost of larger items or to cover emergencies, and is a helpful tool to manage your budget more effectively. Please note that Pay in 3 is a form of credit, so carefully consider whether you can afford the repayments and possible impact to your credit score.
You can use PayPal Pay in 3 for eligible shopping cart amounts between £30.00 to £2,000.00. These values may vary from merchant to merchant.
Using Pay in 3 is easy. Select PayPal as you payment method, log into your PayPal account and, if it is an eligible transaction, you’ll see PayPal Pay in 3 as one of the available payment methods. After selecting it, you can apply for a PayPal Pay in 3 plan in a few simple steps, get an instant decision and finish checking out.
Your order will be processed in the same way as any other payment method. For full delivery information click here.
To apply for PayPal Pay in 3, you’ll need to provide your:
- Title
- Phone number
- Address
- Date of birth
- Debit card information
To find out more about PayPal Pay in 3, click here.
* Subject to status. Terms and Conditions apply. UK residents only. PayPal is a responsible lender. Pay in 3 performance may influence your credit score.
** Available on eligible purchases only. 180 day time limit and other terms apply.
For the full PayPal Pay in 3 terms & conditions, click here.
PayPal Pay in 3 is a trading name of PayPal (Europe) S.à r.l. et Cie, S.C.A. 22-24 Boulevard Royal L-2449, Luxembourg.